SOLVED.

Although pandas document says it has been compatible with Python 3.13 free-threading build, it actually didn't provide coresponding wheel file for windows yet.

The error here was because that pip tried to build wheel file for python3.13t from source code, and generated a wrong wheel file.

However, in this PR you can find the right wheel file cp313t-win_arm64. You can download it from Artifacts and use python3.13t -m pip install pandas*.whl to install it in python3.13t.