I experienced missing simulators in VS Code after XCode updated. Fixed it by doing the following:
Install latest XCode
Install XCode Command Line Tools (same version as xcode)
Install the latest Simulators
Reboot
Open XCode, go to Settings -> Locations and make sure the Command Lines Tools is set to the latest version
install the workloads again:
sudo dotnet workload install maui
sudo dotnet workload install maui-ios
sudo dotnet workload install maui-android