As stated by @JulianKoster, it was just a bug and it was patched just a few hours after my question : see this link
For people struggling, just commit/stash your changes, run composer recipe:update
and you will see some stimulus-bundle
changes about CSRF.
After this update, form submit with csrf enabled works even from inside a turbo frame ! No additionnal code needed.
Thank you too @rapttor for your time !