When buying a house, interest plays a crucial role in determining the overall cost. Home loans in India typically have annual interest rates ranging from 8% to 10%, depending on the lender, loan tenure, and credit score.

For deposits, banks offer fixed deposit (FD) interest rates between 5% and 7% per year, while savings accounts provide 2.5% to 4% annually. Investing in the right deposit schemes can help balance loan interest costs and savings.

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